Tatum Bank has reported a Profit Before Tax of N1.7bn for the 2025 financial year, marking a strong performance within its first eight months of operation.
According to the bank’s abridged financial statement, Tatum Bank also ended the year with a deposit base exceeding N117bn, reflecting growing customer adoption and increased market penetration during its early operational phase.
The bank noted that the performance was achieved despite substantial investments in operational setup, technology infrastructure, talent acquisition, and customer experience initiatives undertaken during its formative stage.
Tatum Bank further disclosed that it successfully met the recapitalisation requirements set by the Central Bank of Nigeria, strengthening its capital base and supporting its long-term financial stability.
Commenting on the financial results, the Managing Director of Tatum Bank, Niyi Adeseun, said the institution experienced significant growth despite the costs associated with early-stage expansion.
“Our first year has been defined by transformative growth and meaningful achievements. Despite significant pre-operational investments, we achieved a Profit Before Tax of ₦1.7bn in 2025, a testament to the strength of our strategy, the dedication of our team, and the trust of our customers. We have built not just a bank, but a platform for growth, innovation, and inclusion,” Adeseun stated.
He explained that the bank would continue efforts aimed at strengthening stakeholder confidence, maintaining regulatory compliance standards, and delivering innovative financial solutions to retail customers, SMEs, corporates, and institutional clients.
According to him, Tatum Bank remains focused on expanding operations across key markets while deepening financial inclusion through technology-driven banking services.
The bank stated that its long-term growth strategy is built around customer-centric operations, digital transformation, operational efficiency, and sustainable value creation.
Tatum Bank also announced that it was recently named a finalist at the Infosys Finacle Innovation Awards 2026 in the “Transformation Excellence – Core Banking Transformation” category.
Management noted that the recognition highlights the institution’s commitment to innovation and digital banking transformation within Nigeria’s evolving financial services sector.
The bank added that it would continue building a resilient financial institution capable of supporting Nigeria’s changing economic landscape while expanding access to modern banking solutions.
Tatum Bank describes itself as a digital-focused financial institution providing banking services to individuals, SMEs, corporates, and institutions.
