Access ARM Pensions has reaffirmed its strong financial position, announcing that it will meet the Securities and Exchange Commission’s new minimum capital requirement well ahead of the official deadline.
Speaking during the company’s Annual General Meeting in Lagos, Acting Managing Director and Chief Executive Officer, Abimbola Sulaiman, said the company would fund the transition entirely through internal resources without requiring external capital injections.
According to her, the company’s ability to pay dividends while preparing to meet the new regulatory capital threshold reflects the strength and performance of the business.
Sulaiman stated that the pension fund administrator remains confident of achieving compliance without diluting shareholders.
The company’s position comes at a time when several operators in the pension industry are exploring mergers, acquisitions, and external fundraising options to meet evolving regulatory demands.
Access ARM Pensions reported a 48 per cent increase in profit after tax, rising to N16.1bn in the 2025 financial year. The company also declared a dividend payout of N2 per share.
Gross revenue grew by 50.4 per cent to N42.4bn in 2025, compared to N28.2bn recorded in 2024, reflecting improved operational efficiency and scale benefits following the merger between Access Pensions and ARM Pensions.
Assets Under Management also rose significantly, surpassing N4tn in 2025 from approximately N3tn in 2024.
Sulaiman described 2025 as a defining year for the organisation, noting that it represented the first full financial year in which the combined operations of both legacy firms were fully reflected in the company’s financial statements.
She explained that the company successfully extracted significant operational synergies from the merger, especially through cost optimisation initiatives, while strengthening customer acquisition and increasing pension assets.
According to her, the company’s growth trajectory is currently outperforming broader industry expansion due to the value generated from the merger and increased operational scale.
Sulaiman added that the company expects even stronger performance over the medium term as integration benefits continue to mature.
She also pointed to growing opportunities within Nigeria’s pension industry as regulators continue to pursue reforms aimed at increasing pension penetration across the country.
A shareholder at the meeting, Obinna Anyanwu, described the company’s commitment to shareholder returns as encouraging.
